Prıvıleges

With your Mastercard Albaraka Private Banking Credit Cards, you can receive a 15% discount on international restaurant and café payments of $150 or more made in a single transaction.

Terms and Conditions:

• Get a 15% discount on overseas restaurant and café payments of $150 or more in a single transaction with your Silver logo Mastercard issued in Turkey between April 25, 2025 and June 30, 2026.
• The campaign is valid for spending at overseas restaurants and cafés, according to Mastercard campaign rules.
• For single overseas restaurant payments of at least €150 / $150 / 5,700 TL, a 15% discount will be provided as a 15% cashback on the amount spent.
• Purchases made at restaurants located in the Republic of Turkey are not included in the campaign. The campaign only applies to restaurants and cafés located abroad.
• Restaurant and café purchases made in the Greek Cypriot Administration of Southern Cyprus and the Turkish Republic of Northern Cyprus are not included in the campaign.
• The campaign is valid only for Mastercard cards with a Silver logo. (Valid for personal credit and debit cards, not valid for commercial cards.)
• The merchant category code (MCC) must be one of the following: 5811, 5812, 5813, 5814. If the business is incorrectly registered or not part of the campaign in Mastercard’s system, the reward will not be granted. Mastercard is not responsible in such cases.
• Each card can receive a maximum of $23 cashback per month under the campaign.
• In order to benefit from the campaign, users are required to click the “Details” button on the campaign page and register their cards for the campaign via the link provided on the information screen, before the transaction. Cardholders accept and acknowledge the terms and conditions presented in this way.
• Users who do not register their cards will not be able to benefit from the campaign even if they make the necessary spending.
• The campaign is valid in all currencies. To be eligible, the original transaction amount in the transaction currency must be equal to or exceed €150, $150, or 5,700 TL in the cardholder’s billing currency (the currency agreed upon between the cardholder and their bank). Mastercard’s exchange rate on the transaction date will be used for conversions to Euro, USD, or TL.
• Discounts on transactions in foreign currencies may vary depending on the exchange rates used by banks. Mastercard bears no responsibility for such differences.
• Cancellations or refunds for overseas restaurant and café payments during the campaign period may affect eligibility for rewards.
• If campaign conditions are met, the cashback will be credited to the relevant account by the bank within 30 days at most.
• The program is subject to a quota. Mastercard reserves the right to stop the campaign when the quota is reached.
• Mastercard reserves the right to make unilateral changes to the campaign terms at any time during the campaign period.
• Cardholders with questions about participation or transactions should first contact the bank that issued their card. For additional feedback, they may email mastercard.turkiye@echoccs.com. Responses will be provided within 14 business days.
• Albaraka Türk has the authority to stop the campaign at any time and/or change the campaign conditions.

* Private Banking is an exclusive banking service offered to clients with assets of minimum TRY 7 million . We invite you to our Private Banking Branches to explore a bespoke banking experience, thoughtfully designed for you and your family, along with our tailored products and services.